Sistemes públics i privats de previsió

Abstract

The Welfare State is deeply embedded in European culture and it is difficult to disinvent what has already been invented. However an equilibrium must be maintained between income and payments. Special taxes will be needed to sustain a reasonable welfare system. It is also difficult to justify current expenditures and there is wide scope for the rationalisation of consumption and the reduction of fraud. Pensions should be more related to actual payments made. Private pension schemes are necessary to complement the public system. These private pension schemes should be market based. Both public and private systems require freedom of information, so that future beneficiaries always know exactly where they stand.